Fully Paid

John MacArthur at Grace To You:

There was a little girl who secretly and quietly had saved up enough money to buy her father a present for Father's Day. But when she had all her money collected, she was very concerned and so she went to her mother and said, I can't be going down town every month to make payments. Mother, is there a store where they let you pay for the whole thing at once?

That's the kind of question a child would ask. And it is also true that there are religions in the world, in fact all false religions believe that you buy your salvation on some kind of an installment plan. You pay a little bit as you go. Good works offered to God each month, each week, each day, but nothing could be further from the truth. Salvation doesn't come on the installment plan. The price was fully paid at once by Christ and the gift of salvation is given at once by Christ to the penitent and believing sinner.